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Loan Disclosures

Loan Disclosures

Important Information about New Capital Financial, our lending partners, loan availability, rates, fees, eligibility, and funding.

Important Information Before You Apply

  • New Capital Financial works with a network of lending partners, not a direct lender.
  • Submitting a request does not guarantee approval or funding.
  • Rates, terms, fees, and loan amounts vary by lender and applicant.
  • Loan products may not be available in all states.
1. Company Information

Cyprus Financial Group, Inc., doing business as New Capital Financial, is headquartered at 3333 Michelson Drive, Suite 300, Irvine, CA 92612.

2. Licensing Information

California Finance Lenders License No. 60DBO-182805. Licensed in Utah under applicable consumer credit laws.

3. Product Availability

Loan products, rates, terms, and amounts may not be available in all states. Availability is subject to applicable state requirements, lender requirements, and individual eligibility.

4. Lending Partner Disclosure

New Capital Financial works with independent lending partners. We do not guarantee approval or any particular rate, amount, or term.

5. Rates & Loan Amounts

Annual Percentage Rates (APRs) range from 5.20% to 35.99%. Loan amounts range from $5,000 to $100,000. The lowest rates are reserved for the most creditworthy applicants.

6. Eligibility & Credit Approval
  • Credit report and credit history
  • Income and employment verification
  • Debt-to-income ratio
  • Requested amount and state of residence
  • Participating lender requirements
7. Representative Loan Example

A $10,000 personal loan with a 36-month term at 10.00% APR would require 36 monthly payments of approximately $322.67, for a total repayment of approximately $11,616.12. Example for illustration only.

8. Fees

Origination fees may range from 1% to 5% of the loan amount, subject to lender requirements and applicable state law. Fees are disclosed before acceptance.

9. Funding

Funding as soon as the next business day is not guaranteed. Timing depends on approval, verification, the participating lender, and the applicant's financial institution.

10. Equal Credit Opportunity

We support equal access to credit and do not discriminate on any prohibited basis under applicable law.

Questions About Our Loan Disclosures?

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